Weichert Realtors MegaBrokers
20550 S. Cicero
Matteson, IL., 60443
each office is independently owned and operated

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Ralph Waller
ABR/SRES/AHWD
Real Estate Broker / Manager 

 


Buying, Selling, Renting,Leasing
Contact: Ralph Waller
Animations - click 001
708 747-8000 Business
708 308-9053 Cell
708 589-3412 EFax




 


Choose to work with the Real Estate Professional who's passionate about the business! 
Contact Ralph Waller...  



There are many choices and decisions to make when purchasing, leasing, renting, or selling real estate. 
  
Take advantage of Ralph's expert knowledge,skills and 
experience. You will Receive:

1. Free consultation towards understanding the process in home buying leasing, renting or selling.
 
2. A sense that someone truly cares exclusively to execute your real estate transactions.
  
3. Smooth and successful closings through consistent well informed
communication, obedience,loyalty,disclosure,and accountability. 

Full cooperation and
earning your trust is essential to him.

Please be kind, refer
Ralph Waller services to everyone you know.


He is looking forward to working with you.

Contact:
RalphSellsRealEstate@gmail.com
or call 708 308-9053.

 

 Now is the best time. Let's find your new home !

 

Veterans and the VA Loan

This year the VA Home Loan program will receive $6 Billion in funding. However, less than 10% of the individuals who are eligible for a VA Home Loan use their benefits.

A VA Loan is a special type of loan available to the United States service men and women. The
VA loans have advantages and offer special benefits to those who qualify.

Any lender that participates in the VA loan mortgage program can assist you with your VA Loan. The first thing you must do is to obtain a Certificate of Eligibility (VA Form 26-1880). This can be obtained from the VA Eligibility Center, or your lender may also obtain the form for you. The ACE (Automated Certificate of Eligibility) is an online application to obtain the Certificate of Eligibility. Most lenders have access to this program as well.

In order to obtain the Certificate of Eligibility you must have proof of your military service. If you are on active duty, you will need to provide an original signed statement of service. If you were discharged after 1950, you will need a copy of your DD-214 form, and Certificate of Release or Discharge from Active Duty.

One frequently asked question is “can I get a VA loan if I already have one?” The answer is yes! There are criteria to be met such as you have paid off your previous loan, or you no longer have the property from the original loan. In addition, the surviving spouse of a veteran may also be eligible to obtain a VA Loan.

It is important to know what the advantages are to you of a VA Loan versus a standard loan. One advantage is that since the VA Loan is government insured. This waives the need of mortgage insurance, which in turn will reduce monthly payments. Another advantage is there is no required down payment on a loan. This helps expediting a home purchase since time does not have to be spent saving money for a down payment. VA Loans also offer lower interest rates than that of a conventional loan. This will also reduce the monthly payment of your loan.

Although the VA Loan is available to many of our service men and women, not all of those eligible take advantage of the program. If you are interested in obtaining a VA Loan, and meet the qualifications, contact a lender in your area who participates in the VA Loan Program.




 

 
 

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